I have a antique car policy, limited use for car events and pleasure use. Grundy asked me no questions about use, why I was driving my car where I had been (I had been at a car show). Called them on Monday, adjuster came to my home on Tuesday, checks in the mail on Wednesday. Grundy told me to go to any body shop I wanted, asked for no quotes, and if the damages turned out to be more than they where sending me to call them and they would work it out. My body shop quote is a little lower than the amount Grundy is sending me so I think I will be OK. Today I am a very satisfied customer.
My policy is for "stated value" I selected the amount of coverage I wanted for my car and I am billed based on that amount. If I have a total loss this is the amount I will be paid. Grundy is OK in my book!